Steps to Take in the Event of an Accident

(Non-Emergency Situation)

  1. If the accident involves another vessel, obtain from the operator of the vessel all pertinent information, i.e., name, address, work and home phone, vessel CF number and their insurance company. (See below).
  2. Report the accident as soon as possible to your agent and/or broker. Have as many of the details as possible available when reporting your loss.
  3. Take your vessel to an authorized Marine Service Center as soon as practical. Provide your Marine Service Center with your Boat/Yacht insurance policy information.
  4. Have your Marine Service Center complete an estimate for the repairs to the vessel and send it to the claims department as advised by your agent and/or broker.
  5. Upon completion of repairs, inspect your vessel along with a representative of the Marine Service Center to ensure the repairs are to your satisfaction.

Safe boating is everyone's responsibility. Be considerate to other vessel operators and obey the rules of the road, as they apply to all waterways and all vessels. Avoiding hazardous areas or situations can be your best tool in the prevention of accidents.






Information to Obtain in the Event of an Accident

  1. Get the individual's personal information (name, address, phone number, etc.).
  2. Get the individual's driver's license number.
  3. Get the proper insurance information (policy number, carrier, etc.).
  4. Get the vessel's I.D. number.
  5. Identify exactly what damage has been done to both vessels.
  6. If you have a camera take lots of pictures (damaged areas, injuries, etc.).
  7. Get the names of all passengers of the other vessel. If injured, identify injury type and severity.
  8. Get the registration numbers off the Bow (CFxxxxXX, AZxxxxXX, etc.)
  9. If possible, get the Hull Identificaion Number (HIN). This is located on most vessels on the transom, just below the rub rail starboard side.
  10. Contact your agent or broker as soon as pssible to report the accident.
  11. While the scene is still fresh, draw or write down exactly what happened.

Important Note: The Coast Guard monitors VHF channel 16, as do other distress assistance providers.




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